I started out by believing God for a newer car than the one I was driving. I started out believing God for a nicer apartment than I had. Then I moved up.
Why should I apologize because God throws in crystal chandeliers, mahogany floors, and the best construction in the world?
You don't decide to build a church because you have money in the bank. You build because God says this is what I should do. Faith is the supplier of things hoped for and the evidence of things not seen.